Homeowners

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Welcome Homeowners

Homeowners KeyHere you  will find links to a variety of relevant information for homeowners which we have compiled and hope you find useful!

Emergency Elderly/Disabled Repair Program

Provides a 0% interest loan of up to $20,000 to elderly and/or disabled homeowners. The loan is forgiven at the rate of 20% per year over 5 years.  The homeowner’s household income may not exceed 120% of the area’s median family income, adjusted for family size. The loan can only be used for EMERGENCY improvements and/or ADA permanent modifications such as: roof replacement, electrical repairs, plumbing repairs and furnace/heating issues, permanent egress ramp, bathroom modifications and doorways.  The sources of loan funds are federal.

Terms and conditions of loans are subject to change without notice.

For program information please click here or email dgolia@newhavenct.gov

Energy Efficiency Rehabilitation Assistance Program (EERAP)

Financial assistance for costs related to housing energy efficiency and rehabilitation for the purpose of providing safe, decent and energy efficient living conditions.  Up to Maximum Allowance of $40,000.00 deferred loan with a term of 10 years if in the first 5 years the property is sold, transferred, or refinanced 100% of the allowance is due and payable.  On the 6th anniversary date of the loan and each anniversary thereafter 20% of the allowance will be forgiven until the term expiration, however, if the Owner sells, transfers title or refinances the balance at that time of the allowance is due and payable.

Terms and conditions of loans are subject to change without notice.

For program information please click here or email dgolia@newhavenct.gov.